Our doctors participate with the vast majority of health insurances in the state of New Jersey. While coverage varies by plan, we generally participate with plans through Aetna, Amerihealth, Horizon Blue Cross/Blue Shield, CIGNA, Devon, Multiplan and Qualcare. Please feel free to call the office for details, as the insurance market is constantly evolving and information here may occasionally be inaccurate. Your insurance may be a subsidiary of one of these plans.

If we are not participating providers with your insurance, you still have options with us!  Our fees are very reasonable, and most traditional or "PPO" insurance plans will pay a large percentage of your bill for out-of-network care; often this means you end up paying little more than the "co-pay" would be for a "participating" doctor.  Lab tests and radiology studies can often be done at facilities that do participate with your plan, further minimizing your out-of pocket costs, and we will work with you to find in-network specialists. 

Our goal is to provide high quality care at an affordable cost. We believe that it is our responsibility to charge patients reasonably for the services that we perform.

If you want to be seen 'in-network,' it is extremely important that you contact your insurance company, either on-line or by phone, to verify that we are participating with your health plan prior to scheduling your appointment! Insurers frequently change their benefits and provider panels, and only the insurance company can tell you for certain if the doctor you are seeing is in-network with your plan.

If you have an "HMO," we also recommend asking your insurance carrier prior to your visit to find out if the carrier requires you to choose a primary care doctor (PCP).  If so, please select Dr. Kunamneni, Dr. Bowers, Dr. Thomas, or Dr. Sanghvi as your provider prior to your first visit to avoid extra costs imposed by the insurance company.

Health insurance is NOT required to be a patient of our practice. As a self-pay patient, please be aware that payment for our fee is expected at the time of service. Rest assured that you will be afforded the same quality care as our insured patients. We will work with you to minimize costs while still providing the best, personalized care possible.

Finally, please note that if your primary insurance is Medicare and you have a secondary or "medigap" insurance, it is important to notify Medicare about your secondary insurance plan so that you automatically receive the full benefits to which you are entitled through both plans.